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Small Loans Australia

Small Loans Australia Privacy Statement

This is the privacy policy statement for Small Loans Australia and Clark Family Pty Ltd in relation to this website.

We have created this privacy policy statement in order to demonstrate our firm commitment to privacy. The following discusses our information gathering and dissemination practices for this website.

Information We Collect and How It’s Used

To process your financial services referral request, Small Loans Australia requires your name, phone number, Email address, and any other information pertinent to the type of service you are requesting.

This information is used by the third party product and service providers in our network to provide accurate responses to your enquiries. Small Loans Australia provides this information to them on your behalf in order for them to provide a product or service to you. (Unless otherwise notified by us, these companies do not have any right to use the personally identifiable information we provide to them beyond what is necessary to assist us)

Personal information, including contact information, will never be released to any other party at any time.

Please Note: This website contains links to other websites. Clark Family Pty Ltd is not responsible for the privacy practices or the content of those websites.

Cookies

Small Loans Australia uses cookies to record session information and user-specific information on what web pages visitors access or visit in order to track the visitor’s progress through our web site, analyze system performance, and ensure that visitors are not repeatedly sent the same promotional material.

Third-Party Advertising

We use third-party advertising companies to serve our ads on our website. These third-party advertising companies employ cookies and 1x1 pixel .gifs or web beacons to measure and improve the effectiveness of ads for their clients. To do so, these companies may use anonymous information about your visits to our website and other websites. This information can include: date/time of banner ad shown, the banner ad that was shown, their cookie, the IP address. This information can also be used for online preference marketing purposes.

Access to Personal Information

You may access your personal information, subject to a number of exceptions permitted by law. We reserve the right to determine the manner in which the information is accessed. If we deny you access we will provide you with written reasons and, depending on the circumstances of the denial, we may provide sufficient access to information through mutually agreeable intermediaries to meet the needs of you and us. If you request access to your personal information, you may be charged a reasonable fee or costs incurred such as photocopying, administration and postage.

If you would like access to your personal information please contact us. To ensure security and protection of your information, we may ask that your request be in writing.

Changes to Our Privacy Policy

To ensure that our privacy policy reflects market expectations and needs we will constantly review it and update it from time to time as the need arises.

Queries or Problems

If you have any queries or problems whatsoever in relation to our privacy policy or the handling of your personal information, please contact us

Further information about privacy issues and the protection of your personal information is obtainable from the Australian Federal Privacy Commissioner on: 1300 363 992.

What if you have a complaint?

If you consider that any action of ours breaches this Privacy Policy or the National Privacy Principles or otherwise does not respect your privacy, you can make a complaint. This will be acted upon promptly. To make a complaint, please contact Small Loans Australia in the first instance. If you are not satisfied with our response to your complaint, you can telephone the Australian Federal Privacy Commissioner`s hotline on: 1300 363 992.

If you have any question about this privacy statement, the practices of our website, or your dealings with our website, you can contact us.

Finance News

Commonwealth Bank changes ads following ASIC concern
Jan 16 :: The Commonwealth Bank of Australia has agreed to change some of its advertised loan comparison rates after concerns were raised by the Australian Securities... read more

Inflation fall strengthens case for rate cuts
Dec 06 :: A leading unofficial measure of inflation eased last month due to falling food and fuel prices, strengthening the case for interest rate cuts next year.The... read more

Reserve Bank cuts domestic growth outlook
Nov 07 :: The Reserve Bank of Australia (RBA) has cut its forecast for economic growth and inflation in its latest quarterly report card.Europe's ongoing sovereign... read more

ASIC moves on consumer credit insurance
Oct 21 :: The Australian Securities and Investments Commission (ASIC) has moved to provide further guidance for banks, credit unions and building societies offering consumer... read more

Government cracks down on payday lenders
Sep 04 :: The Government has moved to place limits on the fees payday lenders can charge to 'small amount' borrowers, inviting comment on draft legislation.The... read more

Bank switching plan gets industry tick
Aug 22 :: The Federal Government's plan to make switching banks easier has been welcomed by the banking industry and consumer groups.Under the so-called tick and... read more

Householders reducing debt in uncertain times
Jun 07 :: The latest West Australian consumer confidence survey reveals local households are saving more and getting rid of debt.Most people who responded to the... read more

Banks cancel cards over potential security breach
May 30 :: All major banks have blocked, restricted or cancelled what totals thousands of credit cards in response to a potential security breach.All four major... read more

Reserve isolated in tackling global inflation challenge
May 18 :: The Reserve Bank has again emphasised its role is to tackle inflation in the broader economy, leaving government policymakers to address the challenges of a... read more

Finance Articles

Credit Secrets - What They Are Not Telling You
Credit plays a dual role in our society; sometimes a lifesaver, and at other times a murderer. Trying to float above imminent economical disaster is a daily... read more

Co-Signing Loans - Risky Business
There may come a time in your life when you are asked to co-sign for a loan or credit card. If this is the case, there are several things to consider before... read more

Secretary, 85, seeks career change
You drive to the station. On the way, you drop your daughter at school. Her first lesson today is English. Her teacher is 72 year old Mrs MacDuff. You park your... read more

Rash of rate rises not necessary
Felt by many home buyers, the current interest rate level has sure applied pressure..., but was it necessary - asks Robert Projeski, managing director of Australian... read more

Business Loans: Managing interest rate risks
I want the protection in the current low interest rate environment but I don’t want to be locked in for too long a period" ... a commonly heard requirement... read more

How to Get Out of Debt
If you have found yourself in a position where you are in serious debt and cannot think of a way out of the situation, then take a few minutes to read the following... read more

Mortgages, personal loans and credit cards - what the banks don't want you to know about debt.
Have you ever wondered why its so easy to get into debt, when you don't want to. And then wondered why its so hard to save a $1,000, when you need to. This article... read more

5 Credit Killers
A good credit score speaks volumes about your financial habits. It's the evidence most creditors need to evaluate your credit worthiness. Interestingly, there... read more

Knowing 6 types of personal loans will make borrowing easier and save you money
Knowing 6 types of personal loans will make it easier for you do deal with lenders, go from asking for a loan, to I want a novated lease with a 45% balloon payment.... read more

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Debt Consolidation: Taking advantage of lower interest rates that may be available by the grouping of multiple loans into one, lower interest rate loan.

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IMPORTANT: We are neither authorised nor licensed to provide finance or financial products and we do not offer any form of credit or other financial advice. All product enquiries and requests for financial and/or other advice on this website are referred to third party, qualified intermediaries - with whom you can then deal directly. We may receive a fee or commission from these third parties in consideration for the referral. Before any action is taken to obtain a product or service referred to by this website, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs.