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Small Loans Australia :: Calculators

Small Loans Australia Financial Calculators

Small Loans Australia is pleased to provide you with the following calculators to assist you on your financial journey.

Small Loans Australia financial calculators are supplied by Financial Calculators Online.

Financial Goals Calculator [click]
This tool will help you plan for your future by determining how long it will take you to achieve a specific financial goal. The calculator takes into account any current savings you have accumulated (if any) and a regular monthly investment.

Net Worth Calculator [click]
Use this tool to establish your expected net worth ... i.e. where you SHOULD be financially now given your income and your current age. If your actual net worth is higher than the expected value calculated using this tool, then you are considered a good 'saver' and 'investor'; If your actual net worth is less than your expected net worth, you may be spending too much income, and investing too little.

Income Protection Insurance Calculator [click]
Use this disability income protection insurance calculator to determine the monthly disability income protection insurance benefit that you qualify for.

Finance News

Commonwealth Bank changes ads following ASIC concern
Jan 16 :: The Commonwealth Bank of Australia has agreed to change some of its advertised loan comparison rates after concerns were raised by the Australian Securities and Investments... read more

Inflation fall strengthens case for rate cuts
Dec 06 :: A leading unofficial measure of inflation eased last month due to falling food and fuel prices, strengthening the case for interest rate cuts next year.The TD Securities-Melbourne... read more

Reserve Bank cuts domestic growth outlook
Nov 07 :: The Reserve Bank of Australia (RBA) has cut its forecast for economic growth and inflation in its latest quarterly report card.Europe's ongoing sovereign debt crisis and the... read more

ASIC moves on consumer credit insurance
Oct 21 :: The Australian Securities and Investments Commission (ASIC) has moved to provide further guidance for banks, credit unions and building societies offering consumer credit insurance... read more

Government cracks down on payday lenders
Sep 04 :: The Government has moved to place limits on the fees payday lenders can charge to 'small amount' borrowers, inviting comment on draft legislation.The Assistant Treasurer,... read more

Bank switching plan gets industry tick
Aug 22 :: The Federal Government's plan to make switching banks easier has been welcomed by the banking industry and consumer groups.Under the so-called tick and flick plan, customers... read more

Householders reducing debt in uncertain times
Jun 07 :: The latest West Australian consumer confidence survey reveals local households are saving more and getting rid of debt.Most people who responded to the Curtin Business School-Chamber... read more

Banks cancel cards over potential security breach
May 30 :: All major banks have blocked, restricted or cancelled what totals thousands of credit cards in response to a potential security breach.All four major banks and St George have... read more

Reserve isolated in tackling global inflation challenge
May 18 :: The Reserve Bank has again emphasised its role is to tackle inflation in the broader economy, leaving government policymakers to address the challenges of a two- or three-speed economy.In... read more

Finance Articles

The Enjoyable Road to Debt Freedom
With summer coming up, some of us are braving the high fuel prices and driving to family gatherings or favorite vacation spots. What route would you take? Any experienced road traveler... read more

4 Steps Get Rid Of Debt Problems
Are you drowning in debt and having trouble seeing your way out? Follow these steps and you may just see that there's a light at the end of the tunnel! read more

Home Loan Strategies
Twenty five years, twenty five years, twenty five years to go … seems like an eternity away, but it need not take that amount of time to pay off the traditional Aussie home... read more

Thinking like a Bank Credit Officer can save you money and heartache.
Knowing what the loans credit officier is looking for, can increase your chances of being approved for a loan at the lowest rate . The issue of loan shoppers and your existing loan... read more

No Deposit Home Investment Property Loans
How to get 100 per cent home loan finance for your new investment property. read more

Secretary, 85, seeks career change
You drive to the station. On the way, you drop your daughter at school. Her first lesson today is English. Her teacher is 72 year old Mrs MacDuff. You park your car and buy your weekly... read more

Credit - Your Friend or Foe?
Let’s investigate the difference between money and credit. When either will buy those wicked sunnies or cute earrings, the difference can start to become blurry. read more

Co-Signing Loans - Risky Business
There may come a time in your life when you are asked to co-sign for a loan or credit card. If this is the case, there are several things to consider before making a final decision.... read more

Credit Card Secret Guarantee
Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. read more

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    One simple enquiry form gives you quick, easy access to rates and product research from a selection of Australia`s leading and best known Personal Loans professionals.


    Knowledgebase

    Balloon Payment: A large loan repayment made in order to clear a debt. Usually applied to a short-term fixed-rate loan, which involves small payments for a certain period of time with one large payment for the remaining amount of the principal at a time specified in

    Low Rate Loans
    Finding the best rate loans loans has never been easier. No upfront fees.
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    Poor Credit History?
    You may still be eligible for a loan even with an imperfect credit file.
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    Personal Loans
    Specialist online personal loan service - good credit and bad.
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    Debt Consolidation
    Combine credit cards, car loan into a single low monthly repayment.
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    Free Loan Assessment
    Simple online application, fast easy approvals and great service.
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    Financial Freedom!
    Consolidate your debts with an unsecured loan ... fast and easy!
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    Visitors who submit a genuine quote request here on our Small Loans Australia website in the month of February 2012 are also eligible to receive a free download copy of ...

    9 Steps to Get Out of Debt

    Being free of debt is an important part of achieving financial independence. In this book, author Jeremy Zongker takes you step-by step through the process of how to become debt-free and, importantly, how to stay that way..