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Small Loans Australia :: Articles

Small Loans Australia Articles

Small Loans Australia recommends the following articles which we hope you find of interest.

Simply click on the article title to read the entire content.

Finance Articles

Which Credit Card is Right for You
If you're in the market for a new credit card, there is a bewildering array of cards to choose from. There are even more incentive offers, so how can you decide on the card that is best for you? Here... read more

Credit Cards Debt - How to freeze the Plastic Debt Dragon in Your Wallet - Start Living Again
Are you scared to open your wallet knowing there is a fire snorting dragon lurking in there. Here is a plan to choke the dragon and replace it with a friendly furry critter, the debt card, to start... read more

10 Tips - How to reduce your mortgage
Anyone who has ever had to pay off a mortgage will tell you they would love to pay it off before the term, but most people will continue to chip away at their loan on autopilot. A proactive strategy... read more

Credit Card Secret Guarantee
Most people use credit cards in some form or another but few truly appreciate one of the special features of credit cards that make using their credit card to insure their purchases. read more

Why Payday Lending Enhances Consumer Welfare
Today, I’ll defy the critics and demonstrate why consumer welfare is enhanced within a competitive payday-lending environment. read more

Managing Credit Card Debt

If you are struggling with credit card debt - or want to avoid credit card pitfalls, you are not alone. Managing credit cards is a... read more

The Enjoyable Road to Debt Freedom
With summer coming up, some of us are braving the high fuel prices and driving to family gatherings or favorite vacation spots. What route would you take? Any experienced road traveler will tell you... read more

Home Loans: Is now the right time to refinance?
Interest rates have changed since you took out your home loan and you think it could be time to refinance your existing mortgage ... but the entire loan application process was so exhausting during... read more

Buying a home when rates go up
When rates go up, opportunities abound. You see, many homeowners, builders, and developers, find themselves in more negotiable positions because of the laws of supply and demand. Surplus rises, and... read more

Finance News

Commonwealth Bank changes ads following ASIC concern
Jan 16 :: The Commonwealth Bank of Australia has agreed to change some of its advertised loan comparison rates after concerns were raised by the Australian Securities and Investments Commission (ASIC).ASIC... read more

Inflation fall strengthens case for rate cuts
Dec 06 :: A leading unofficial measure of inflation eased last month due to falling food and fuel prices, strengthening the case for interest rate cuts next year.The TD Securities-Melbourne Institute... read more

Reserve Bank cuts domestic growth outlook
Nov 07 :: The Reserve Bank of Australia (RBA) has cut its forecast for economic growth and inflation in its latest quarterly report card.Europe's ongoing sovereign debt crisis and the stalemate over... read more

ASIC moves on consumer credit insurance
Oct 21 :: The Australian Securities and Investments Commission (ASIC) has moved to provide further guidance for banks, credit unions and building societies offering consumer credit insurance (CCI) to improve... read more

Government cracks down on payday lenders
Sep 04 :: The Government has moved to place limits on the fees payday lenders can charge to 'small amount' borrowers, inviting comment on draft legislation.The Assistant Treasurer, Bill Shorten, announced... read more

Bank switching plan gets industry tick
Aug 22 :: The Federal Government's plan to make switching banks easier has been welcomed by the banking industry and consumer groups.Under the so-called tick and flick plan, customers can sign one form... read more

Householders reducing debt in uncertain times
Jun 07 :: The latest West Australian consumer confidence survey reveals local households are saving more and getting rid of debt.Most people who responded to the Curtin Business School-Chamber of Commerce... read more

Banks cancel cards over potential security breach
May 30 :: All major banks have blocked, restricted or cancelled what totals thousands of credit cards in response to a potential security breach.All four major banks and St George have confirmed to... read more

Reserve isolated in tackling global inflation challenge
May 18 :: The Reserve Bank has again emphasised its role is to tackle inflation in the broader economy, leaving government policymakers to address the challenges of a two- or three-speed economy.In... read more

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    Visitors who submit a genuine quote request here on our Small Loans Australia website in the month of February 2012 are also eligible to receive a free download copy of ...

    9 Steps to Get Out of Debt

    Being free of debt is an important part of achieving financial independence. In this book, author Jeremy Zongker takes you step-by step through the process of how to become debt-free and, importantly, how to stay that way..