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Small Loans Australia :: About Us

About Small Loans Australia

Small Loans Australia is a division of Clark Family Pty Ltd, A.C.N. 010 281 008 and is dedicated to helping individuals and businesses locate financial products and information available via the internet.

We are neither authorised nor licensed to provide finance or financial products and we do not offer any form of credit or other financial advice. All product enquiries and requests for financial or other advice on this website are referred to third party, qualified professional intermediaries with whom you can then deal directly. Small Loans Australia may receive a fee or commission from these third parties in consideration for the referral.

Before any action is taken to obtain a product or service referred to by Small Loans Australia, advice should be obtained (from either the third party to whom we refer you or from another qualified intermediary) as to the appropriateness of obtaining those products having regard to your objectives, financial situation and needs.

Our role is to connect people with people - and to facilitate the introduction of specialist financial resources.

Please feel free to contact Small Loans Australia for further information or with any queries you may have.

Australian Credit Licensing Information

This website is owned and operated by Clark Family Pty Ltd (as Trustee for the Clark Family Trust) 43 Larch Street Tallebudgera QLD 4228, A.C.N. 010281008, authorised credit representative of Saccasan Pty Ltd, Australian Credit License 386297. Visit the ASIC website for additional licensing information.

Finance News

Personal Loans to help Australians in need: FSO
Oct 29 :: As Australia prepares to clean up following devastating fires and floods, Financial Services Online CEO, Andrew Clark, has announced a package... read more

Small business loans to help Aussie businesses through tough times
Nov 27 :: Financial Services Online has today announced a new credit facility for Australian business customers who are seeking loans for amounts of up to... read more

Police issue warning about bank scam
Nov 20 :: Melbourne police are warning people about a scam in which fraudsters pose as bankers and ask for money.They say they cold call customers... read more

ANZ nets solid profit despite wealth management
Oct 26 :: ANZ banking group has reported a solid full-year result with net profit attributable to shareholders up 6 per cent to nearly $5.7 billion - but... read more

Millions lack access to basic financial services
Jun 01 :: Nearly 3 million Australians do not have access to basic financial products such as a credit card, car insurance or even a bank account, according... read more

Reserve Bank leaves interest rates steady
Apr 04 :: The board of the Reserve Bank of Australia has left interest rates unchanged at 4.25 per cent at its monthly meeting today, as widely expected.The... read more

Big banks not too profitable: RBA
Feb 25 :: The governor of the Reserve Bank says the Australian banking sector is not too profitable.Appearing before the House of Representatives... read more

Commonwealth Bank changes ads following ASIC concern
Jan 16 :: The Commonwealth Bank of Australia has agreed to change some of its advertised loan comparison rates after concerns were raised by the... read more

Inflation fall strengthens case for rate cuts
Dec 06 :: A leading unofficial measure of inflation eased last month due to falling food and fuel prices, strengthening the case for interest rate cuts next... read more

Finance Articles

Why Are Annual Interest Rates So High For Payday Loans
Payday lending is surrounded by confusion and misunderstanding. Critics see high Annual Percentage Rates (APR’s) and deduce that payday lenders... read more

Business Loans: Managing interest rate risks
I want the protection in the current low interest rate environment but I don’t want to be locked in for too long a period" ... a commonly... read more

Home Loan Strategies
Twenty five years, twenty five years, twenty five years to go … seems like an eternity away, but it need not take that amount of time to... read more

How Credit Card Balance Transfers Can Damage Your Credit Rating
Since the banks and finance providers have been castigated for the way they seemingly indiscriminately awarded credit to people who could ill afford... read more

Simple Tips On Getting Your Loan
So, you want to get a loan? Here are some simple tips that will help you make an informed decision about what kind to buy, and who to buy from. read more

Credit Cards: Identity Theft and Credit Protection
Credit card fraud and identity theft have become widespread not only on the Internet but offline as well. Learn how to avoid these risks and protect... read more

Personal Loans And The Consumer Credit Code
Understanding your rights as a consumer is essential in dealing with complex issues like personal loans and other finance. Here we reveal,... read more

Debt Consolidation - What You Can Do Right Now to Relieve Debt Stress
The key to solving debt problems is take the simple action steps outlined , stay focused. It's not rocket science, it almost seems too simple.... read more

Finance: Default and repossession
Most people would assume that a default under a loan contract means that payments haven't been made but, as you are about to learn, there are other... read more

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    Knowledgebase
    Mortgagor:
    A person who offers to assign an asset as security (e.g. real estate) under a mortgage loan contract. The lender (mortgagee) holds the legal ownership of the security until the loan is repaid and the mortgage is discharged.

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